Your Health Care Facilitator Program specializes in troubleshooting the use of UC health plans—and coordinating them with Medicare
Spring Retirement Help Desks
Are you retiring on or near July 1? Drop in to helpful Zoom sessions staffed by Health Care Facilitators, Benefits Representatives, and Fidelity Retirement Consultants. Sponsored by the UC Davis Retiree Center.
2026 UC Medical Plans
Open Enrollment for 2026 ended on Friday, 11/21/2025 at 5 p.m., but the following information about 2026 medical plans can be referenced year-round.
The easiest way to get detailed information about the medical plan options is to review streaming video:
How much? Medical plan premiums for 2026:
- Employee rates
- Note: The UC Blue & Gold HMO rates on the UCnet website are NOT the rates for UC Davis and ANR employees.
- Retiree rates:
Which? Compare medical plans side-by-side:
- Which medical plan is right for you? [PDF] (Employees & Retirees)
- Which Medicare plan is right for you? [PDF] (Retirees with Medicare)
Where? Regional medical plan availability:
The 2026 UC Medical Plan Availability Tool [Excel] indicates plan availability by ZIP code and county.
Who? Local Davis/Sacramento medical provider availability by plan:
- More On UC Medical Plans [PDF]; lists all major local medical groups.
- UC Davis Medical Group is available through all non-Kaiser plans
- Assistance finding available UCDMG primary care physicians is available by calling the employee liaison line at (916) 734-1700
Who else? Search for network medical providers across California and beyond:
- Blue Shield of California PPOs:
- Find HealthSavings+ providers
- UC Care
- Find UC Care: UC Select (Tier 1) providers
- Find UC Care: Blue Shield PPO (Tier 2) providers
- UC Care offers two levels of in-network providers: UC Select (Tier 1) and Blue Shield PPO (Tier 2). Both are preferred providers, but UC Select providers cost you much less. UC Select providers are not available outside California, and are only available near UC locations.
- Preferred providers outside California (Use code UCD to search)
- Preferred providers outside the U.S.A. (use code UCD to search)
- UC Medicare PPO, UC High Option: Find Medicare providers (Anthem Blue Cross Medicare supplement plans; use Medicare providers.)
- Preferred providers outside the U.S.A.
- UC Medicare PPO/UC High Option members use code U5X to search
- Preferred providers outside the U.S.A.
- Health Net: Find UC Blue & Gold HMO providers (Urban CA only)
- Find Kaiser Permanente/Senior Advantage providers (HMO) (Urban CA only)
- UnitedHealthcare: Find UC Medicare Choice providers (Medicare Advantage PPO)
How to get more information?
- Health Net
- Kaiser Permanente
- Optum behavioral health (non-Medicare Kaiser members only) (Access Code: 11280)
- Anthem Blue Cross (retirees with Medicare)
- Navitus (Pharmacy Benefit Manager)
- Blue Shield of California plans
- Accolade (customer service for Blue Shield of California plans)
- Navitus (Pharmacy Benefit Manager)
- HealthEquity (HSA plan administrator—HealthSavings+ members only)
- UnitedHealthcare (Medicare retirees only)
- Via Benefits (Age 65+ Medicare-eligible retirees with home addresses outside California only; all covered family members must have Medicare.)
- Delta Dental (use Delta Dental PPO and/or Delta Dental Premier network providers)
- Vision Service Plan (use Advantage network providers)
- UCnet health plan phone numbers and web addresses
Rehired Retirees: Health insurance eligibility rules changed for those who return to employment within 6 months
Under guidelines effective 7/1/2025, rehired staff retirees and recalled academic appointees (referred to collectively as “rehired retirees”) who meet specific eligibility criteria will be offered the “Mid-level” faculty/staff benefits package instead of retiree medical benefits. UC retiree medical benefits will be suspended for any rehired retiree who is offered faculty/staff benefits, regardless of whether they enroll.
For more information see this article on UCnet.
For details, see the Returning to UC Employment After Retirement Fact Sheet [PDF].
NEW: Answer a few questions for a personalized summary of the benefits you’re eligible for:
Returning Retiree Benefits Checker
UC considers changes to retiree health contributions
A Retiree Health Benefits Working Group has been formed to provide input regarding reductions and/or changes in strategy toward UC's contributions to retiree health coverage.
See the UC Davis Retiree Center site for updates on the Working Group.
Did You Know?
Most of the medical plans that the university offers to employees and retirees cover 30-day supplies of prescription drugs for a flat copayment. However, if you take medications on an ongoing basis, you can save money by using University of California pharmacies. At UC pharmacies, you can get 90-day supplies of your drugs for two copayments — you pay 1/3 less! (Not an option for HealthSavings+ PPO or Kaiser HMO.)
UC Davis outpatient pharmacies (in Davis and Sacramento).
Don't live near a UC pharmacy? You can get the same two co-payment deal for 90-day supplies through some plans at certain local retail pharmacies and/or through your plan's mail order pharmacy.
UC Blue & Gold HMO (Health Net): Local CVS pharmacies
UC Care (Blue Shield of California): Local Costco, CVS, Safeway/Vons, Walgreens, and Walmart pharmacies
UC High Option (Anthem Blue Cross): Local Costco, CVS, Safeway/Vons, Walgreens, and Walmart pharmacies
UC Medicare PPO (Anthem Blue Cross): Local Costco, CVS, Safeway/Vons, Walgreens, and Walmart pharmacies
UC Medicare Choice (UnitedHealthcare): N/A (UC pharmacy Mail Order and OptumRx Home Delivery only)
Click here for medical plan contact information. Log on to your plan's website as a member to access links to their mail order pharmacy programs.